Services
Services
Services
What can Luparius offer you?
Our products and services can be mixed and matched to create a plan that serves your needs. If you don’t see what you’re looking for, simply ask—we’ve seen a lot over the years, and it’s likely we can help with what you need or put you in touch with someone who can.
What can Luparius offer you?
Our products and services can be mixed and matched to create a plan that serves your needs. If you don’t see what you’re looking for, simply ask—we’ve seen a lot over the years, and it’s likely we can help with what you need or put you in touch with someone who can.
What can Luparius offer you?
Our products and services can be mixed and matched to create a plan that serves your needs. If you don’t see what you’re looking for, simply ask—we’ve seen a lot over the years, and it’s likely we can help with what you need or put you in touch with someone who can.
Financial Planning and Wealth Management
You probably need to have a plan for your wealth and your future. We could help.
You can’t get to your destination if you don’t have a map. That’s true generally but it also works as a metaphor for your financial life.
When we sit down with you, we ask, “Where do you want to go?” That’s the most important question we ask. It tells us where you are in your life. It lets us know, “Are they trying to accumulate wealth or distribute it throughout their retirement?” It tells us your risk tolerances.
Once we know your goals, and we know what state your finances are in currently, we can help create a retirement plan for you and present our recommendations. There’s rarely one way to get from Point A to Point B. We provide you with the pros and cons for scenarios; we help you make a comprehensive wealth management plan. Once you’ve heard our proposals, you make the final decision on what we put into practice, together.
We don’t disappear. Once we have your plan, we’ll continue to help you stick to it, and if the need arises, we’ll help you reevaluate your needs. We’re an independent firm—that means you’re never alone. We’re always here to put your best interests first.
At the same time, you might need help to execute a plan. We think investing advice still means something to clients—and we personally believe advisers do add value to plans and portfolios. Nothing can protect an individual completely from market volatility, but we align our clients’ portfolios with their risk tolerances to ensure that they’re comfortable with their wealth management choices. It’s all about listening, planning, executing, and monitoring the plan we have in place in partnership with the people we serve.
Research¹ has consistently found the best way to maximize returns across every level of risk is to combine assets and allow individual securities to generate alpha. Assets fall under three broad categories—stocks, and cash equivalents or money markets—but could also include property or real estate, commodities, futures, and cryptocurrencies, to name a few.² Once we understand a situation, we can begin to construct a plan, using different asset classes and instruments, products and services, to deliver a holistic strategy.
What we recommend to a client depends on that client’s specific, individual needs. There is no such thing as a one-size-fits-all approach in wealth management.
¹ Markowitz, 1952; Sharpe, 1964; Brinson, Hood & Beebower, 1986; Brinson, Singer & Beebower, 1991; Ibbotson & Kaplan, 2000.
² Akhilesh Ganti, “Asset Class Definition,” Investopedia, accessed February 27, 2020, https://www.investopedia.com/terms/a/assetclasses.asp.
Financial Planning and Wealth Management
You probably need to have a plan for your wealth and your future. We could help.
You can’t get to your destination if you don’t have a map. That’s true generally but it also works as a metaphor for your financial life.
When we sit down with you, we ask, “Where do you want to go?” That’s the most important question we ask. It tells us where you are in your life. It lets us know, “Are they trying to accumulate wealth or distribute it throughout their retirement?” It tells us your risk tolerances.
Once we know your goals, and we know what state your finances are in currently, we can help create a retirement plan for you and present our recommendations. There’s rarely one way to get from Point A to Point B. We provide you with the pros and cons for scenarios; we help you make a comprehensive wealth management plan. Once you’ve heard our proposals, you make the final decision on what we put into practice, together.
We don’t disappear. Once we have your plan, we’ll continue to help you stick to it, and if the need arises, we’ll help you reevaluate your needs. We’re an independent firm—that means you’re never alone. We’re always here to put your best interests first.
At the same time, you might need help to execute a plan. We think investing advice still means something to clients—and we personally believe advisers do add value to plans and portfolios. Nothing can protect an individual completely from market volatility, but we align our clients’ portfolios with their risk tolerances to ensure that they’re comfortable with their wealth management choices. It’s all about listening, planning, executing, and monitoring the plan we have in place in partnership with the people we serve.
Research¹ has consistently found the best way to maximize returns across every level of risk is to combine assets and allow individual securities to generate alpha. Assets fall under three broad categories—stocks, and cash equivalents or money markets—but could also include property or real estate, commodities, futures, and cryptocurrencies, to name a few.² Once we understand a situation, we can begin to construct a plan, using different asset classes and instruments, products and services, to deliver a holistic strategy.
What we recommend to a client depends on that client’s specific, individual needs. There is no such thing as a one-size-fits-all approach in wealth management.
¹ Markowitz, 1952; Sharpe, 1964; Brinson, Hood & Beebower, 1986; Brinson, Singer & Beebower, 1991; Ibbotson & Kaplan, 2000.
² Akhilesh Ganti, “Asset Class Definition,” Investopedia, accessed February 27, 2020, https://www.investopedia.com/terms/a/assetclasses.asp.
Financial Planning and Wealth Management
You probably need to have a plan for your wealth and your future. We could help.
You can’t get to your destination if you don’t have a map. That’s true generally but it also works as a metaphor for your financial life.
When we sit down with you, we ask, “Where do you want to go?” That’s the most important question we ask. It tells us where you are in your life. It lets us know, “Are they trying to accumulate wealth or distribute it throughout their retirement?” It tells us your risk tolerances.
Once we know your goals, and we know what state your finances are in currently, we can help create a retirement plan for you and present our recommendations. There’s rarely one way to get from Point A to Point B. We provide you with the pros and cons for scenarios; we help you make a comprehensive wealth management plan. Once you’ve heard our proposals, you make the final decision on what we put into practice, together.
We don’t disappear. Once we have your plan, we’ll continue to help you stick to it, and if the need arises, we’ll help you reevaluate your needs. We’re an independent firm—that means you’re never alone. We’re always here to put your best interests first.
At the same time, you might need help to execute a plan. We think investing advice still means something to clients—and we personally believe advisers do add value to plans and portfolios. Nothing can protect an individual completely from market volatility, but we align our clients’ portfolios with their risk tolerances to ensure that they’re comfortable with their wealth management choices. It’s all about listening, planning, executing, and monitoring the plan we have in place in partnership with the people we serve.
Research¹ has consistently found the best way to maximize returns across every level of risk is to combine assets and allow individual securities to generate alpha. Assets fall under three broad categories—stocks, and cash equivalents or money markets—but could also include property or real estate, commodities, futures, and cryptocurrencies, to name a few.² Once we understand a situation, we can begin to construct a plan, using different asset classes and instruments, products and services, to deliver a holistic strategy.
What we recommend to a client depends on that client’s specific, individual needs. There is no such thing as a one-size-fits-all approach in wealth management.
¹ Markowitz, 1952; Sharpe, 1964; Brinson, Hood & Beebower, 1986; Brinson, Singer & Beebower, 1991; Ibbotson & Kaplan, 2000.
² Akhilesh Ganti, “Asset Class Definition,” Investopedia, accessed February 27, 2020, https://www.investopedia.com/terms/a/assetclasses.asp.
Retirement Income Planning
Are you sure you won’t outlive your income in retirement?
No two careers follow the same trajectory. Following that, no two retirements are quite the same, either. Everyone will have different goals, needs, and strategies.
We take the time to listen to your needs and formulate a plan to take you from the accumulation phase of your life to the distribution phase. According to one study, 43% of people in America aren’t afraid of being bored, unable to travel, or dying in retirement—their #1 fear is outliving their money.¹ That number jumps to 60% when you look at Baby Boomers. These fears, according to the data, are justified: People in their 50s have only saved an average of $117,000 for retirement. Experts say a “healthy” retirement savings account would have something like six times a person’s current salary.¹ This disparity, to say the least, is striking.
Whatever your plan, and whatever your retirement goals, our firm could help you put together a retirement income plan. We’re ready to listen; we’re ready to lend our experience.
¹ Catey Hill, “Older People Fear This More than Death,” MarketWatch, accessed July 24, 2019, https://www.marketwatch.com/story/older-people-fear-this-more-than-death-2016-07-18.
Retirement Income Planning
Are you sure you won’t outlive your income in retirement?
No two careers follow the same trajectory. Following that, no two retirements are quite the same, either. Everyone will have different goals, needs, and strategies.
We take the time to listen to your needs and formulate a plan to take you from the accumulation phase of your life to the distribution phase. According to one study, 43% of people in America aren’t afraid of being bored, unable to travel, or dying in retirement—their #1 fear is outliving their money.¹ That number jumps to 60% when you look at Baby Boomers. These fears, according to the data, are justified: People in their 50s have only saved an average of $117,000 for retirement. Experts say a “healthy” retirement savings account would have something like six times a person’s current salary.¹ This disparity, to say the least, is striking.
Whatever your plan, and whatever your retirement goals, our firm could help you put together a retirement income plan. We’re ready to listen; we’re ready to lend our experience.
¹ Catey Hill, “Older People Fear This More than Death,” MarketWatch, accessed July 24, 2019, https://www.marketwatch.com/story/older-people-fear-this-more-than-death-2016-07-18.
Legacy Planning
Plan to leave a legacy you’re proud of.
Legacy planning can be an emotional and complex series of decisions. Whether you want to leave your assets to your heirs or charity or want to develop a succession plan for your business, we can help you design a strategy that allows you to share your life’s successes with others while also leaving a legacy for those you love.
You don’t need to be wealthy to take advantage of some of the legacy planning options available today. For example, trust funds are not only for the super-rich. You need to get comfortable with terminology like Power of Attorney, Payable on Death (POD) and Transfer on Death (TOD), and Next of Kin. When it comes to all of these techniques, you might need estate planners and attorneys to help you navigate the complicated rules around estate planning.
Call us today to ask how we could help you with your estate planning needs.
¹ “Estate Planning,” Investopedia, accessed February 27, 2020, https://www.investopedia.com/estate-planning-4427729
Legacy Planning
Plan to leave a legacy you’re proud of.
Legacy planning can be an emotional and complex series of decisions. Whether you want to leave your assets to your heirs or charity or want to develop a succession plan for your business, we can help you design a strategy that allows you to share your life’s successes with others while also leaving a legacy for those you love.
You don’t need to be wealthy to take advantage of some of the legacy planning options available today. For example, trust funds are not only for the super-rich. You need to get comfortable with terminology like Power of Attorney, Payable on Death (POD) and Transfer on Death (TOD), and Next of Kin. When it comes to all of these techniques, you might need estate planners and attorneys to help you navigate the complicated rules around estate planning.
Call us today to ask how we could help you with your estate planning needs.
¹ “Estate Planning,” Investopedia, accessed February 27, 2020, https://www.investopedia.com/estate-planning-4427729
Legacy Planning
Plan to leave a legacy you’re proud of.
Legacy planning can be an emotional and complex series of decisions. Whether you want to leave your assets to your heirs or charity or want to develop a succession plan for your business, we can help you design a strategy that allows you to share your life’s successes with others while also leaving a legacy for those you love.
You don’t need to be wealthy to take advantage of some of the legacy planning options available today. For example, trust funds are not only for the super-rich. You need to get comfortable with terminology like Power of Attorney, Payable on Death (POD) and Transfer on Death (TOD), and Next of Kin. When it comes to all of these techniques, you might need estate planners and attorneys to help you navigate the complicated rules around estate planning.
Call us today to ask how we could help you with your estate planning needs.
¹ “Estate Planning,” Investopedia, accessed February 27, 2020, https://www.investopedia.com/estate-planning-4427729
Insurance Strategies
Are you protecting the things that matter the most to you?
¹ “Insurance: The Complete Guide,” Investopedia, accessed February 27, 2020, https://www.investopedia.com/insurance-4427716.
Insurance Strategies
Are you protecting the things that matter the most to you?
¹ “Insurance: The Complete Guide,” Investopedia, accessed February 27, 2020, https://www.investopedia.com/insurance-4427716.
Contact Us Today!
Contact Us
We will get back to you as soon as possible.
Please try again later.
QUICK LINKS
Advisory services through Retirement Wealth Advisors, LLC (RWA), an SEC Registered Investment Advisor. Luparius Asset Management & Brokerage, LLC and RWA are not affiliated. This Email is being sent by or on behalf of a Registered Investment Advisor. It is intended exclusively for the individual or entity to which it is addressed. This communication may contain information that is proprietary, privileged, or confidential, or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, print, retain, copy or disseminate the Email or any part of it. If you have received this Email in error, please notify the sender immediately by Email or fax, and destroy all copies of this communication. Please be advised that you may conduct securities transactions only by speaking directly with your Investment Advisor Representative either by phone or in person. Requests for securities transactions via email will not be executed by Retirement Wealth Advisors, LLC To help protect your privacy, we strongly suggest you avoid sending sensitive information, such as account numbers and social security numbers via Email. Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT ACT, and similar laws, any communication in this email is subject to regulatory, supervisory, and law enforcement review.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. 20484 - 2020/10/9
Advisory services through Retirement Wealth Advisors, LLC (RWA), an SEC Registered Investment Advisor. Luparius Asset Management & Brokerage, LLC and RWA are not affiliated. This Email is being sent by or on behalf of a Registered Investment Advisor. It is intended exclusively for the individual or entity to which it is addressed. This communication may contain information that is proprietary, privileged, or confidential, or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, print, retain, copy or disseminate the Email or any part of it. If you have received this Email in error, please notify the sender immediately by Email or fax, and destroy all copies of this communication. Please be advised that you may conduct securities transactions only by speaking directly with your Investment Advisor Representative either by phone or in person. Requests for securities transactions via email will not be executed by Retirement Wealth Advisors, LLC To help protect your privacy, we strongly suggest you avoid sending sensitive information, such as account numbers and social security numbers via Email. Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT ACT, and similar laws, any communication in this email is subject to regulatory, supervisory, and law enforcement review.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. 20484 - 2020/10/9